Mortgage Guarantee Scheme
The Government is set to announce in Wednesday's Budget a new mortgage guarantee scheme, to be launched in April this year, which will allow buyers in England to obtain a mortgage with only 5% of the property value as a deposit. The Treasury will guarantee a portion of the loans on
Leasehold get a makeover
What? New legislation enables house and flat leaseholders the right to extend their leases by 990 years with a ground rent of zero. The system will be easier and cheaper than previous methods and eliminates the 'Marriage Value’ method for those looking to purchase the freehold of their property too. Why? Leaseholders previously
A to Z guide of property terms
An A to Z guide of property terms for those in need of a refresh or first-time-buyers looking to get on the property ladder. One of the most expensive things most people will ever do is buy a property. As a property buying agent, I spend my days wrestling the market
Covid buyers and sellers experience neck ache in this speculative property rally debate
During these Covid times if you are considering moving, no one would blame you for being a little conflicted. Headlines contradict themselves leaving it difficult to decipher fact from fiction. One minute you are wringing your hands in glee envisaging massive discounts on house prices then news breaks – estate agents